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Banking reborn

27 Sep 2017

There are millions of people whom the banks can't serve profitably and who, equally, need something different to a bank. Enter the non-banks.

The FCA and the law of unintended consequences

9 Aug 2017

The FCA says it "seeks to promote clean and competitive markets” yet some of its actions seem to reduce competition and disadvantage consumers.

Why the banking model could break the UK economy – Part 2

1 Aug 2017

In Part One I wrote about the problem with the UK banking model and why it undermines the UK economy. Here in Part Two, I try to recommend what can be…

Why the banking model could break the UK economy – Part 1

25 Jul 2017

A recent speech by a director of the Bank of England, Alex Brazier, warned against a new credit bubble. These kinds of warnings are issued and then…

The Big Banks’ Corporate-Social Dilemma

14 Jul 2017

So, imagine you are CEO of a major British bank. You’ve got a problem to wrestle to the ground.

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