A new alternative to high-cost weekly payment stores.
We all know that the demands on already-tight household budgets squeeze even more in the lead-up to Christmas. So, if you're looking to borrow money to buy an essential household item, or simply to spread the cost of Christmas into the new year, it might be worth checking out Fair for You.
Fair for You is a not-for-profit organisation, providing loans to people to buy good quality household items; repaying weekly, fortnightly, or monthly. Loans can be for any period from three months to two years.
As a business, Fair for You attempts to challenge the costly rent-to-own stores in the high street and online, as well as high-cost, short-term lenders. It provides a cheaper alternative with lower interest rates, and great deals with companies such as Hotpoint, Indesit and Whirlpool, as well an ever-expanding range of household furniture, bikes, rugs and baby cots, strollers and car seats.Fair for You offers
*Don't know your APR from your AER? Take a look at the Unbanker's explanation in this recent U Blog post.
Visit their website to browse through a range of online shops, apply online and get a quick decision on your loan application - usually within 24 hours.
The Fair for You team will contact you to make sure you're happy with the arrangement and, once confirmed, your item will be delivered for free (usually within 72 hours).
You can find out more by going to www.fairforyou.co.uk.